RIP Medical Debt
Help Us Bless Some Local Families!
Hard-working families in the Central Valley are getting sick and then facing huge financial obligations. Faced with aggressive collections agencies and garnished wages, many are stuck in a cycle of poverty with bankruptcy as the only solution.
But together, we can turn the tide and bless these families by paying off their medical bills entirely–with no strings attached!
Every $1 you donate will pay off $100 in debt for local families.
Current Progress: 40%
$5,968 raised / $15,000 goal
Current as of 11/13/19
Why is Westside Doing This?
Simply put, God has been incredibly generous to us over our 50 years in Bakersfield, and we know he wants us to pay those blessings forward to people in need. This is our way of giving back to the Central Valley community that has been kind enough to show us their love and support throughout the years.
You're a Church, Not a Debt Relief Agency. Why Do This?
Jesus commands us to love our neighbors. And love isn’t just nice talk–it’s real action. Besides, we know what it’s like to have our debts paid off. Jesus paid the ultimate price to set us free from our debt (sin). We are grateful to be able to join with Jesus in proclaiming good news to the poor (Luke 4:18) in a tangible way.
Who Qualifies for This Debt Relief?
An nonprofit organization called RIP Medical Debt buys the debt of those who: earn less than 2x the federal poverty level (varies by state, family size), have debts that are 5 percent or more of gross annual income, are facing insolvency — their debts are greater than their assets. By purchasing large portfolios of debt, they are able to become the legal owners of these medical bills at a steep discount.
How Much of My Donation Goes to These Families?
100% goes to the debt abolishment program. Overhead is covered by separate donations marked “where needed most.”
Do These Families Face Consequences Through This Plan?
For those whose medical debts are forgiven, the forgiveness is a gift from a detached and disinterested third party (RIP) as an act of generosity, so forgiveness of the debt does not count as income to the debtor. There are no strings attached and no taxes due on the amount that is paid off by our donations.
How Can I Donate?
Every $10 you give will cancel $1,000 in medical debt. You can give online or through the app (you must select the MEDICAL DEBT fund); or through cash or checks. Please write MEDICAL DEBT on the memo line of any checks you give. Click here to give now.
How Does This Happen to Local Families?
Someone gets hurt, sick, or develops a chronic condition that needs medical attention.
They go to the doctor for treatment, not knowing how much anything is going to cost.
Surprise! They get a huge bill from the doctor or insurance that is far beyond their ability to pay.
Collections agencies hound families with threatening letters & phone calls, ruining their credit.
RIP Medical Debt buys the debt from collections at a steep discount to become the legal owners of the debt.
Generous donors (like you!) pay off the medical debt. Every $1 in donations forgives $100 in debt